You can find blog posts all over the internet that list reasons why you should do something.
I do it myself, for example: use these sleep tips, prioritize your most important task each day, and overcome laziness through temptation building.
But in this post, I took a creative liberty and a sarcastic approach to give you a list of reasons not to read my new book—Freedom Mindset: Using Money To Get Wealthy, Retire Early, and Do What You Love.
So if you find one thing on this list that fits your mindset, then definitely don’t order and read my book. You’ll be severely disappointed.
Let the sarcasm begin.
1. Negotiating your salary to gain $1,000 to $10,000 more a year wouldn’t help you.
Would you take $1,000 to $10,000 more a year by simply negotiating your full-time salary? I detail how to do just that in the Eight Steps To Salary Negotiation Excellence. This probably wouldn’t improve your life at all though. You might as well forget about it.
2. You think the best way to become rich is to make a lot of money.
You believe you need at least a six-figure salary before it’s time to master your income. Otherwise, saving money and the power of compound interest on your investments is overrated. It won’t make much of a difference. Plus, those wise money managers who never make more than $50,000 their entire lives but become millionaires only got lucky.
3. The weight of student loans debt is what you enjoy.
There’s nothing like waking up knowing you’re drowning in $20,000 dollars in student loans debt. The weight and pressure of it all is the thrill! Since you enjoy it so much, quickly eliminating this debt would be a shame. So whatever you do, don’t read Chapter 3 Destroying Debt. (On a related note, read this: How To Fund Graduate School.)
4. You have a trust fund waiting for you, money isn’t important.
I do feel sorry for those with a trust fund who never need to work another day in their life. Money soon loses importance when you have more than you know what to do with. Here’s an idea: You could learn how to grow your wealth and give to others. Nah, that’s not cool.
5. You prefer to spend money on things that don’t make you happy.
Don’t read my book if you want to continue to jeopardize your happiness on short-term pursuits that fail to deliver lasting happiness. In Freedom Mindset, I describe the key elements that scientists say give people long-term satisfaction, and then I share how to utilize this information in your life to be happy. But, changing your spending habits for your satisfaction might be too risky of a move—I understand.
6. You consider Albert Einstein and Warren Buffett both idiots.
Albert Einstein, regarded as the smartest man of all time, and Warren Buffett, the smartest investor of all time, are both quoted to back up the investment strategy in my book. If you think they’re idiots, then you’ll think I’m dumb for using their quotes as support. Why read what a bunch of idiots have to say?
7. The thought of retiring at age 40 (or 35, possibly 30) is too much for you.
Because there’s more to life than working, paying bills, and wasting away, Freedom Mindset suggests a high savings percentage that can help you reach financial freedom decades before your peers. If you don’t like the idea of working on what you love and being financially free, why introduce the idea to your mind if it’s going to be thrown out. Save yourself the time.
8. You believe investing in the stock market is for losers.
Let’s ignore the 7% to 10% average return in the stock market (depending how far you go back). Because putting your money in a savings account, under your bed, or in your backyard is a much better idea! You say the volatile stock market is riskier than an animal tearing up your money outside. And maybe an animal will give you more interest than the stock market would.
9. You think all financial planners have your best interest at heart.
Sure financial planners/advisers take 2% of your money regardless of performance, underperform the S&P 500 index, and receive additional commissions when recommending expensive mutual funds that also limit performance. But, screw profit and these financial planners not always having your best interest in mind—that’s not important. It’s all about feeling safe knowing someone is watching your money, even if they’re not doing it the right way.
10. You’d rather spend hours managing your money each month instead of having an automated system that does it for you.
What better way to spend a beautiful weekend than indoors as you crunch numbers to get a grip of your finances and where to allocate money to savings, investments, and bills. Those dorks who set up a system that works for them each month to automatically save and invest their money don’t get to spend hours on a Saturday grinding.
11. You’re a selfish jerk who doesn’t believe in giving back to anyone.
It’s a dog-eat-dog world out there and you’re not in the giving mood. You ask, “Why would I give some of my money or time back to those who need it most?” The internal joy and freedom you would experience from doing this would clash with your selfish nature, and you want to avoid that.
Closing Words
Ok, I’m done with the sarcastic content and I want to get back to reality. Mastering your money is serious business that can give you years of freedom, make you rich, and help you improve the lives of other people. It’s no joke.
So if you want to escape the 9 to 5 rat race, stop worrying about money, and get the most out of each day, order Freedom Mindset on Amazon.
There are action steps at the end of chapters to break down the key financial elements to implement in your life. Spend some time reading the book, do the action steps, and you will create a system that works on autopilot to make you rich.
Cheers to your financial freedom!