10 Personal Finance Bloggers Give Money Advice For College Students

money for college

For this post, I wanted to do something completely different from what I’ve ever done before.

Initially, I planned on inviting a finance blogger to write a guest post on his or her best money advice for college students. But, then I thought that you guys would benefit more from hearing the single best piece of advice from 10 different finance bloggers—the more-the-merrier kind of reasoning.

So, without further ado, here is what 10 finance bloggers each said when I asked them for their best money advice for college students.


1. “I wish all college students would start tracking their Net Worth. Getting in the mindset of knowing where all your $$ is from the start will do wonders. And the beautiful part is that whether you’re working on paying off debt or increasing your savings, it all positively affects your #! Keeping you motivated even further.” — J. Money of BudgetsAreSexy.com and RockstarFinance.com

2. “Always aim to save half of whatever you earn. When you start out this may seem like a lot and hard to achieve with all of life’s other expenses, but if you can start now and keep it up as you progress through your careers the money will quickly snowball and give you far more opportunities than all those takeaway pizzas and nights down the clubs will ever do.” — Guy of EarlyRetirementGuy.com 

3. “My best advice for young bright college grads is to start investing as early as possible. Even if you can’t invest much, you need to start learning about the stock market. The first few years of investing will give you invaluable experiences that will be useful throughout your life.” — Joe of Retireby40.org

4. “Save money on trivial things (like expensive clothes and the latest iPhone), but don’t be afraid to spend on activities that provide networking opportunities. More often than not, it’s those connections which will help you get that killer job upon finishing college.” — Sam of TheNudeInvestor.com

5. “Studying computer programming was one of my top three decisions in life. I love my job, it pays extremely well and there is incredible demand for programmers. No matter what your major is, take an introductory programming class; you just may like it.” — Mr. 1500 of 1500days.com

6. “Choose state schools over private if you haven’t earned massive amounts of scholarship money. Also, there’s no shame in living at home during or after college – it can save thousands on living expenses. Lastly, paid internships may seem rare, but they exist!” — Kate of CashvilleSkyline.com 

7. “Tip for college students: stay local. There are excellent universities in every state. Stay near your hometown to get in-state tuition. This single move could save a student nearly $60,000 over the course of 4 years.” — Derek of LifeAndMyFinances.com

8. “College is a time to have fun and make new friends, but not at the expense of your future self.  Saving money today means retiring early tomorrow, and there is nothing more fun in this world than waking up whenever you want – for the rest of your life!” — Steve of ThinkSaveRetire.com

9. “Avoid consumer debt at all costs and never carry credit card balances. And start a business, even if it’s not your full-time gig #SideHustle.” — Mr. Gen Y of GenYFinanceGuy.com

10. “Don’t make the mistake of believing your college degree will set you up for life. Although it’s helpful, your hard work, perseverance, your failures and wins will get you much further.” — Michael of NegativeToPositiveNetworth.com


Out of the 10 quotes, I hope at least one tip really stood out to you. I encourage you to then implement your favorite quote in your life.

I would add that it’s a huge mistake to wait to get serious about your money. This is because I believe your biggest advantage to achieving wealth as a young adult is your young age. Compound interest in the stock market is one perfect example of using time to your benefit.

But, if you squander the time you have now, and get a late start to growing your wealth, you can never get that opportunity back.

Readers, what is your favorite quote? Do you disagree with any of the advice? Did you enjoy this post and want me to do a similar one with a different topic in the future?

Brian Robben

Brian Robben is the founder of Take Your Success, a site dedicated to helping entrepreneurs and wantrepreneurs grow a profitable business and reach freedom. For in-depth training, visit: brianrobben.com

This Post Has 2 Comments

  1. Negative To Positive Net Worth

    I realize this is a bit late but I wanted to take the time to say thanks for including me. Really enjoyed reading the article.

    1. Brian Robben

      Never too late. Look forward to potentially working with you on future stuff!

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